Okay thanks guys, I knew it was something I was doing wrong, just didn't know what! 
 
It's these kinds of "best practices" that get me every now and then with NURBS modeling - I attempted to do that several ways, I was even going to try just extruding the two curves but wasn't sure if it would "close" them into a face during the extrude.  In fact, I think I tried it that way once before (with the last beta) but perhaps I didn't pay attention to the available options for closing them together... 
 
Back to playing around - thanks again! 
 
-Will 
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