Frankly, DAZStudio is best for what you want IMO.
Most of DAZ's wares are designed to be inexpensive and easy to use and is oriented towards a "clipart" style of use.
If you peruse their models, model accessories and other add-ons (city blocks, HDRs, vehicles etc.,) you'll see this is how they're setup.
DAZStudio has some serious power when it comes to Puppeteer and especially Animate+ for animating their characters easily.
Don't try to use DS as a >modeling application<, bringing in models, staging your scenes and animating your props and characters is what it's best at.
-Will
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