One click yes but you must draw something first! ;) > You have something already, you want to create panel cuts. I mean, I am ok with us drawing spline curves to trim areas, but you should be able to jump from the trim to a panel gap around the perimeter without having to create bool objects for curved or even looped sweeps when you can select a face and just click Inset. It's ok for a cubical aligned surface, but not viable for relatively complex form with panels that wrap around it.

Do not get me wrong, I appreciate multiple paths to a goal and I learn from your flexible strategies that you often share in the forum, but this task should be simple in my opinion.